Financing
Flexible Financing for Every Customer
Choose the payment option that works for you. Apply with Affirm for credit‑based monthly payments, or select Katapult for a no‑credit‑required lease‑to‑own plan. No hidden fees. Full transparency.
Subject to eligibility. For example purposes only; terms vary by customer and cart. See provider for details.
Credit‑based
Affirm — Pay Over Time
Transparent monthly payments with no hidden fees. As low as 0% APR for qualified customers. Choose terms that fit your budget.
- Soft credit check to apply; decision in seconds
- Pay over 3, 6, 12, up to 36 months (options vary)
- No late fees. No surprises.
See Affirm Details
As low as 0% APR*
No Credit Required
Katapult — Lease to Own
Inclusive lease‑to‑own option with flexible payments and early purchase discounts. Ideal for customers building or rebuilding credit.
- Easy approval process; instant decision
- Flexible payment schedule with auto‑pay
- Early purchase options to save on total cost
See Katapult Details
No credit needed†
1
Shop Your Jewelry
Add your favorite ring, pendant, or earrings to cart—custom pieces eligible.
2
Choose a Payment Option
At checkout, pick Affirm (monthly payments) or Katapult (lease‑to‑own).
3
Enjoy Now, Pay Over Time
Fast decisions, secure checkout, and full transparency all the way.
Secure & Transparent
No hidden fees. Clear terms at checkout.
Fast Decisions
Apply in seconds with instant responses.
Trusted Providers
Affirm & Katapult power millions of checkouts.
Will applying affect my credit score?
Affirm uses a soft credit check to show you options, which won’t impact your credit score. If you accept an offer, a hard credit pull may occur. Katapult’s application does not require traditional credit; approvals are not solely based on credit score.
What terms are available?
Affirm typically offers 3, 6, 12 or up to 36‑month plans depending on eligibility and cart. Katapult offers flexible lease lengths with weekly, bi‑weekly, or monthly payments and early purchase options.
Can I pay off early?
Yes. With Affirm, you can pay early with no prepayment penalties. With Katapult, you can exercise an early purchase option to reduce your total cost.
How do I choose between Affirm and Katapult?
If you prefer predictable monthly payments and have established credit, Affirm is a great fit. If you’re building credit or prefer a lease‑to‑own path with flexible buyout options, Katapult may be the better choice.
*“As low as 0% APR” is for eligible customers on select terms and purchases and may not be available in all states or for all carts. †“No credit needed” does not mean no credit check; approval is not guaranteed and other conditions may apply. See provider disclosures at checkout.
